Product features SMART EXCEL Gift Cards expire in 10 years and carry no fees. Multiple gift card designs and denominations to choose from. Redeemable towards items store-wide at SMART EXCEL. Available for immediate delivery or schedule up to a year in advance. No returns and no refunds on SMART EXCEL Gift Cards, except as required by law. SMART EXCEL Gift Cards can only be redeemed on SmartExcel.sg. Tax is not applied on purchases of online gift cards.